How To Earn Money Online

Getting to the point of desperation to earn money led me to check out some of the ways to earn money online.

We already know that you can sell things online through online stores like e-Bay but here are some ways I discovered that surprisingly let you earn money:

1. Answering surveys
I found out that answering surveys can make you earn some decent money. Companies will pay you for answering questions that help them improve their services or products. The first site I joined (surveymastermind.com) was not offering any survey in my country so I had to look for another legitimate website that can I can join. I decided to join GlobalTestMarket.

2. Joining Affiliate Marketing Programs
This money making strategy is what I actually use in this blog. I'm affiliated with Google Adsense and Amazon.com. To make the idea simple, it's putting advertisements to your blog and when others click on them, the blog owner gets paid by the company who gave the advertisements.
If you want to learn how to start a blog, simply click on the link. You can actually copy what I do; create a blogger account and start writing your own blog and learn how to monetize it.

3. Playing online games
Yes, you can get paid by playing online games. Think of it as being a game tester. You play a game then you can make a review about it. You can even compete with other gamers from all over the world and earn more money. This way of earning is really good for those who spend most of their time and money playing online games. This time, you are getting paid to play . You can even access games and download them for free!
Just to give you an idea, I joined www.worldwinner.com and created an account. I started playing games just to check it out. I competed with a player from another continent and won in the game of Wheel of Fortune! You'll get to know more when you research about how to earn money by playing online games.



These are just some of the many ways I learned that let you earn money online. Some ways like clicking ads or advertising someone else's products are also available but I haven't tried them yet. Be sure to visit my site again soon and find out if I tried other ways to earn online.

I hope this blog will help you earn some extra cash to pay for your bills or let you buy things you want. Leave a comment if you tried the suggestions I made and it worked well for you. Enjoy earning while learning! :D

How To Save Money

Before anything else, please answer this question: What is one thing you want to be saving money for?

Let's do a little bit of computation.

If you are earning P10,000 per month, you are earning Php 120,000 annually. If you started working at the age of 20 and will stop working at the age of 60, you will be working for 40 years. If you multiply 40 years of work with P120,000, you get a total of P4.8M.

At the age of 60, you have P4.8M. What was your answer in my first question? Can you now spend this money for that?How much do you think it will worth by that time? Take note that you will get that P4.8M if you will save all your income every month for 40 years. Even if we triple your monthly salary, you will only get P14.4M  by the age of 60.

How much money do you actually save for your future? What are you saving for anyway?

The value of money is decreasing year after year. Compare what you can buy with P5.00 20 years ago to what you could buy with it today. I remember when I was still in elementary, the jeep fare was P3.50 (student rate) but now it's P7.00 (P6.00 for student rate). That's just around 10-12years ago.

How do you save money? By spending it wisely.

My point is: you don't need to save money, it will always be there. Don't worry, it won't die. What you need to save are your assets.

According to Robert Kiyosaki, author of the bestselling book Rich Dad Poor Dad, an asset is anything that puts money into your pocket.

There is no such thing as a secure, stable job anymore. It's time to diversify your earning potential and learn financial literacy. Start a business. Invest. Take risks. Have the 1/2 probability of winning than 0% chance of succeeding. 

"But remember the LORD your God, for it is he who gives you the ability to produce wealth, and so confirms his covenant, which he swore to your forefathers, as it is today."

-Deuteronomy 8:18 (NIV)